Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
Simply submit your application with all of the necessary requirements.
Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
Payments are made in accordance with the terms of the Loan Agreement.
It depends. Each loan is unique and based upon many different factors such as income, employment, and the state in which you live. All applications are run through our underwriting process which provides a final decision.
It varies depending on how much you borrow. There are many factors that determine the overall amount you will be responsible to pay back if approved for a loan. The excess amount owed, including interest and fees, over the principal amount borrowed are called finance charges. Your Loan Agreement will detail all amounts expected to pay over the life of the loan, assuming on-time payments.
It varies based on whether you submitted your application online or in store, but typically funds are deposited by the following business day if you applied online and distributed sometimes as soon as the same day at our retail store locations.
Of course! You are always welcome to apply for a loan, but we cannot provide a guarantee of approval or of denial based on any additional loans you may have received until your application has been submitted.
To check if your loan is eligible for refinancing, simply sign in to your Pocket360 account. If eligible, you will be given the option within Pocket360 to apply for the refinancing of your loan. If you have further questions about refinancing, please visit a Allied Cash Advance near you, or call our customer support line at 800-528-1974.
In Store Loans: Approval depends on meeting legal, regulatory and underwriting requirements. Cash advances are typically for two-to-four week terms. Some borrowers, however, use cash advances for several months. Cash advances should not be used as
a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling. All product and service options subject to change without notice. Cash advances subject to applicable lender's
terms and conditions.
*Same day funds available only to customer who apply at an Allied branch location.
Online Loans: AlliedCash.com is not a direct online lender and does not provide online lending services directly to consumers. Instead, the information you submitted will be sent to Check 'N Go. Our website does not act as a correspondent, agent,
or representative for Check ‘N Go. All financial and employment data is immediately removed from our AlliedCash.com system and submitted to Check ‘N Go. We do not make credit decisions or recommend or endorse any specific loan product.
You will be contacted by Check ‘N Go if additional information is required to process your application. If your application is approved, the money/fund disbursement will be from Check `N Go. Typically, loan proceeds are deposited into a
customer’s bank account within one business day.
Our Services: Please bear in mind that this service is not available in all the states of the United States. Those who submit information for loans will not incur any cost for our service. All product and service options subject to change without
Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, Allied Cash Advance collects various categories of information on consumers during the application process.
Categories of information may include internet protocol address, internet and network information, geolocation data, and inferences drawn from this information.