CFSA
Questions? 1-800-528-1974

Start here for your cash advanceOffered through our online lending partners:

Agree to Terms

Allied Cash Advance FAQs

 

At Allied Cash Advance, we’re committed to providing you with all the information you need to make informed and responsible decisions. Here is a list of frequently asked questions (FAQs).

Can’t find the answer you’re looking for? Call 888-848-6950 to speak with an associate or Contact Us online.

 

Cash Advance (Payday Loan) FAQs

How much am I eligible to borrow with a cash advance?

Cash advance amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow and how long they can borrow it. Within the limits of what your state allows, we will review your net income to determine the amount you’re eligible to borrow. These consumer protection practices help our customers avoid borrowing more than they can afford to pay back. To find out about the maximum loan amounts and fees in your state, go to our location finder and enter your ZIP code.

How much will a cash advance cost?

Fees vary depending on the state where you live. To find out about the fees and maximum loan amounts in your state, go to our location finder and enter your ZIP code.

Will there be a credit check when I apply for a cash advance?

When you apply for a cash advance, Allied will not request credit reports from any of the three major credit bureaus. One of the advantages of cash advances is that they’re accessible – even to people who have less-than-perfect credit.

What happens if I don’t have the funds to repay the loan on my due date?

If your cash advance payment is due, we will contact you to collect the amount owed. If it becomes necessary, we may turn your account over to a collection agency. You may be charged a returned check fee, depending on the laws in your state. Also keep in mind that your bank may charge fees for checks that are returned due to nonsufficient funds.

Return to top  

Installment Loan FAQs

How much am I eligible to borrow with an installment loan?

Installment loan amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow, and how long they can borrow it. Within the limits of what your state allows, your net income will be reviewed to determine the amount you’re eligible to borrow. These consumer protection practices help customers avoid borrowing more than they can afford to pay back. We offer installment loans online through our online lending partner. To find out about availability, maximum loan amounts, and fees in your state, contact your local Allied location.

How long does it take for an installment loan to be approved?

Approval times are generally very fast, but the timing will depend on how quickly our lending partners receives all of the documents needed to process your application.

Return to top  

Auto Title Loan FAQs

How much am I eligible to borrow?

The amount you can borrow will be determined by the value of your vehicle. Auto title loan amounts are based on the vehicle’s wholesale value and usually range from $300-$5,000.

Does the car title need to be in my name?

Yes. The loan must be in the name of the person whose name appears on the title.

Are there any restrictions on the type of auto that will be considered?

As a general rule, vehicles must be from the 1995 model year or newer and the mileage must be less than 225,000 miles. However, exceptions may be made in certain circumstances.

Are auto title loans offered in my state?

Title loans are currently available in, Arizona, Louisiana, and Texas.

Do I get to drive my car during the term of the auto title loan?

Yes. You will be able to drive your vehicle during the term of the loan. We will hold the title during that time and return the title to you once the loan is paid back in full.

Does my car need to be paid off?

Depending on the state where you live, you may be eligible for loan even if your car is not paid off. Call us today and we’ll let you know what’s available to you.

Do I need to be currently employed?

You don’t need to be currently employed, as long as you can provide verification of income such as Social Security, retirement, or disability. We just need to know that you have the ability to make payments.

Is there a fee for paying a title loan off before the due date?

No. You can pay off the title loan at any time without penalty.

How long does it take to get an auto title loan?

The timing will depend on how quickly we receive all the documents we need from you to process your loan. Once all of your documents are in order, we can usually process the loan very quickly.

Do I need to have a bank account in order to qualify for an auto title loan?

No bank account is necessary to obtain an auto title loan.

Is there an application fee for auto title loans?

No. It costs you nothing to find out how much you may be eligible to borrow with a title loan. The whole process of getting a title loan starts with finding out how much you’re eligible to borrow. Visit a store today with the make, model, year, and VIN number of your vehicle, and we can give you an idea of the maximum amount you may be eligible for. Then we’ll ask you to complete an application in order to provide you with a customized loan offer.

How will I get my funds?

You will receive your loan proceeds via cash or check.

Return to top  

General FAQs

Why should I choose Allied Cash Advance?

Allied has earned its reputation as a leading provider of short-term cash solutions. We’re dedicated to providing superior service and innovative financial products. And as a member of the Community Financial Services Association of America (CFSA), we’re committed to following principles that encourage full disclosure, truthful advertising, and consumer responsibility as outlined in the CFSA’s Best Practices.

Will Allied keep my personal information secure?

Yes. Secure handling of our customers’ information is a priority with us. We use advanced security measures and treat our customers’ personal information with respect, as outlined in our Privacy Policy.

How can I apply for a position with Allied?

Go to our Careers page, read about us, and click on the appropriate links to view and apply for open positions.

Return to top