At Allied Cash Advance, we’re committed to providing you with all the information you need to make informed and responsible decisions. Here is a list of frequently asked questions (FAQs).
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Cash Advance (Payday Loan) FAQs
How much am I eligible to borrow with a cash advance?
Cash advance amounts are determined by the state where you live and your net income. Each state has its own regulations that govern how much residents are eligible to borrow and how long they can borrow it. Within your state’s limits, we will review your net income to determine how much you’re eligible to borrow. To find out the available products and loan ranges in your state, enter your ZIP code on our Store Locator page.
How much will a cash advance cost?
Fees vary, depending on the state where you live.
Will there be a credit check when I apply for a cash advance?
When you apply for a cash advance or a payday loan, Allied Cash Advance will not request credit reports from any of the three major credit bureaus. One of the advantages of payday loans is that they’re accessible – even to people who have less-than-perfect credit.
What happens if I don’t have the money to repay the loan when it’s due?
If your cash advance payment is due, we will contact you to collect the amount owed. If it becomes necessary, we may turn your account over to a collection agency. You may be charged a returned check fee, depending on the laws in your state. Also keep in mind that your bank may charge fees for checks that are returned due to nonsufficient funds.
Installment Loan FAQs
How much can I borrow with an installment loan?
Installment loan amounts are determined by the state where you live and your net income. Each state has regulations that govern how much residents can borrow and how long they can borrow it. Within the limits of your state, we’ll review your net income to determine how much you’re eligible to borrow. To find out the available products and loan ranges in your state, enter your ZIP code on our Store Locator page.
How long does it take for an installment loan to be approved?
With installment loans, our lending partners typically come back with a prompt decision once an application has been submitted. The timing often depends on how quickly the lending partner receive all of the documents needed to process your application.
General FAQs
Why should I choose Allied Cash Advance?
Allied has earned its reputation as a leading provider of short-term cash solutions. We’re dedicated to providing superior service and innovative financial products. And as a member of the Community Financial Services Association of America (CFSA), we’re committed to following principles that encourage full disclosure, truthful advertising, and consumer responsibility as outlined in the CFSA’s Best Practices.
Will Allied Cash Advance keep my personal information secure?
Secure handling of our customers’ information is a priority with us. We use advanced security measures and treat our customers’ personal information with respect, as outlined in our Privacy Policy.
How can I apply for a position with Allied Cash Advance?
Go to our Careers page, read about us, and click on the appropriate links to view and apply for open positions.