How does it work?

       It’s as simple as 1,2,3:
1) Visit the location nearest you to apply for a cash advance. Be sure to bring the following required items: your photo ID, most recent bank statement, most recent pay stub, and your checkbook.

2) You will need to write a check for the amount of the advance plus fees. We will hold this check until your due date.

3) You return to Allied Cash Advance on or before your due date to repay your advance.

When do I need to repay my cash advance?

• Typically, your cash advance is due on your next payday. If your next payday is very close to the date you take out the advance, your due date may be extended until your following payday.
   

        How much will I qualify for?

• State laws typically regulate maximum cash advance amounts. Using the information you provide to us, Allied Cash Advance qualifies you for an amount you can reasonably repay from your next paycheck.
   

        How are fees established?

• It is our goal to offer you the best service at the most competitive fees possible. Our fees are in compliance with local, state and federal law.
   

        Is my transaction confidential?

• The payday advance transaction is a confidential one, and we will treat your personal information accordingly. We respect our customers’ desire for privacy in managing their personal financial matters. Please see our Privacy Policy for more information.  

What is a title loan?

• A title loan is a fast and convenient way for anyone who owns a vehicle to get cash using the vehicle as collateral. It allows consumers to use the car they own to solve short-term cash flow problems without having to sell their vehicle.

How much can I borrow?

• You can borrow between $301 and $15,000 depending on your state. The amounts we loan are determined by the wholesale value of the vehicle. A few factors that we consider are the year, make, model, mileage, and condition of the vehicle.

Does my car need to be paid off?

• No, if you still owe money on the vehicle, we can pay off the loan and get you cash. (in most states) .
   

How does it work?

• Take your vehicle, vehicle’s certificate of title, proof of residency, and vehicle registration to Allied Cash Advance – The Loan Store
• Allied Cash Advance – The Loan Store will then appraise your vehicle.
• Based on the appraisal, Allied Cash Advance – The Loan store determines the amount of cash to give you.
• You get the cash you need the same day, and you get to keep your vehicle.

Does the car title have to be in my name?

• Yes. The title to the vehicle must have you listed as the legal owner of the car you intend to use as collateral for the transaction. If there is anyone else listed on the title, they must be present as well.
   

Do I get to drive my car during the auto title loan?

• We do not keep the vehicle. You may drive your car.

Do I need to have good credit to get a loan?

• No, you do not need good credit to get a loan with Allied Cash Advance – The Loan Store.

How are the payments set up?

• Payments are made on a monthly basis just like a car note. You are required to make at least the monthly installment due, and any additional payments made in any increment are credited to your account.

Is there a pre-payment penalty?

• There is no pre-payment penalty.

How do I get my title back?

• Your title will be returned to you immediately after paying back the full amount due on your account.

What if I am late with a payment?

• If you are seriously late or non-responsive, vehicle repossession could occur. However, Allied Cash Advance considers repossession a last resort because repossessions are expensive and time-consuming. Allied returns excess proceeds from vehicle sales to the customer.

How do you address concerns over privacy and security?

• We take security and privacy very seriously. If you have any questions or concerns about the security of the information you give us, please contact our customer service.

Will my employer or references be contacted?

• Yes. Since there is no credit check, employment and references are verified but the purpose of the call is not disclosed because we respect your privacy.

We've all been there.

• Your car breaks down
• Tax season is coming up and you owe taxes
• Your credit card payment is overdue
• You went over your minutes on your cell phone
• You need to avoid bouncing a check or two