Allied Cash Advance FAQs

Cash advance amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow and how long they can borrow it. Within the limits of what your state allows, we will review your net income to determine the amount you’re eligible to borrow. These consumer protection practices help our customers avoid borrowing more than they can afford to pay back. To find out about the maximum loan amounts and fees in your state, go to our location finder and enter your ZIP code.

Fees vary depending on the state where you live. To find out about the fees and maximum loan amounts in your state, go to our location finder and enter your ZIP code.

When you apply for a cash advance, Allied will not request credit reports from any of the three major credit bureaus. One of the advantages of cash advances is that they’re accessible – even to people who have less-than-perfect credit.

Allied does not report its customers’ payment histories to the three major credit bureaus. We do, however, offer customers the opportunity to report their repayments to PRBC – an innovative credit-reporting agency that can help people rebuild their credit. Upon request, PRBC will track and score payment of recurring bills like rent, utility payments, and child care expenses – as well as the repayments you make to us. To learn more about PRBC, visit www.prbc.com.

If your cash advance payment is due, we will contact you to collect the amount owed. If it becomes necessary, we may turn your account over to a collection agency. You may be charged a returned check fee, depending on the laws in your state. Also keep in mind that your bank may charge fees for checks that are returned due to nonsufficient funds.

Installment loan amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow, and how long they can borrow it. Within the limits of what your state allows, your net income will be reviewed to determine the amount you’re eligible to borrow. These consumer protection practices help customers avoid borrowing more than they can afford to pay back. We offer installment loans in select states through our online lending partner. To find out about availability, maximum loan amounts, and fees in your state, contact your local Allied location.

Approval times are generally very fast, but the timing will depend on how quickly our lending partner receives all of the documents needed to process your application.

The amount you can borrow will be determined by the value of your vehicle. Auto title loan amounts are based on the vehicle’s wholesale value and usually range from $300-$5,000.

Yes. The loan must be in the name of the person whose name appears on the title.

As a general rule, vehicles must be from the 1995 model year or newer and the mileage must be less than 225,000 miles. However, exceptions may be made in certain circumstances.

Title loans are currently available in, Arizona, California, Louisiana, New Mexico, and Texas.

Yes. You will be able to drive your vehicle during the term of the loan. We will hold the title during that time and return the title to you once the loan is paid back in full.

Depending on the state where you live, you may be eligible for loan even if your car is not paid off. Call us today and we’ll let you know what’s available to you.

You don’t need to be currently employed, as long as you can provide verification of income such as Social Security, retirement, or disability. We just need to know that you have the ability to make payments.

No. You can pay off the title loan at any time without penalty.

The timing will depend on how quickly we receive all the documents we need from you to process your loan. Once all of your documents are in order, we can usually process the loan very quickly.

No bank account is necessary to obtain an auto title loan.

No. It costs you nothing to find out how much you may be eligible to borrow with a title loan. The whole process of getting a title loan starts with finding out how much you’re eligible to borrow. Visit a store today with the make, model, year, and VIN number of your vehicle, and we can give you an idea of the maximum amount you may be eligible for. Then we’ll ask you to complete an application in order to provide you with a customized loan offer.

You will receive your loan proceeds via cash or check.

Prepaid debit cards have many advantages. They offer the convenience and security of a credit or debit card – without the need for a credit check or loan application. Because the card is prefunded, there’s no risk of bank overdraft fees. There’s also no risk of identity theft because the card is not linked to your personal information or other accounts you may have.

If you don’t have a bank account or if you’ve been denied credit, a prepaid debit card from Allied Cash Advance is a great solution for managing your finances conveniently and safely. With 24/7 access via the Internet, phone, and no-charge wireless alerts, it’s easy to check your balance. The card can be used anywhere Visa and MasterCard are accepted, and it’s available at no charge with a $10 minimum load.

Allied has earned its reputation as a leading provider of short-term cash solutions. We’re dedicated to providing superior service and innovative financial products. And as a member of the Community Financial Services Association of America (CFSA), we’re committed to following principles that encourage full disclosure, truthful advertising, and consumer responsibility as outlined in the CFSA’s Best Practices.

Yes. Secure handling of our customers’ information is a priority with us. We use advanced security measures and treat our customers’ personal information with respect, as outlined in our Privacy Policy.

Go to our Careers page, read about us, and click on the appropriate links to view and apply for open positions.