Alliedcash.com Privacy Policy for Consumers
Your Privacy Rights
Last Updated: 7/29/08
At Allied Cash Advance®, our customer's privacy is of utmost importance to us. We strive to
maintain the security, confidentiality and privacy of our customer information.
This Privacy Policy provides details about the following:
- The information we collect about you
- How that information may be used
- With whom it may be shared
- Hhow you may access the information you provide us
- Your choices about such uses and disclosures.
We encourage you to read this Privacy Policy carefully when using our websites or services or transacting
business with us. By using our websites, you are accepting the practices described in this Privacy Policy.
If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for
information on how to contact us.
INFORMATION WE COLLECT ABOUT YOU
In General. we may collect personal information that can identify you such as your name and e-mail address,
as well as other information that does not identify you. When you provide personal information through our
websites, the information may be sent to alliedcash.com servers located in the United States and other
countries around the world.
Information you provide
We may collect and store any personal information you enter on our
websites or provide to us in some other manner. This includes identifying information (such as your
name, home or mailing address, e-mail address, and telephone number), information about your
home or prospective home, your financial information (such as your income, assets, or debts), your
Social Security number, and personal information (such as your gender and age).
Information from other sources. We may also periodically obtain both personal and non-personal
information about you from other affiliated businesses, business partners, contractors and other
third parties. Examples of information that we may receive include credit reports and additional
demographic information. However, Alliedcash.com does not pull a credit bureau report on loan
customers without express permission (which California residents are expressly providing when you
complete a loan application for a loan with alliedcash.com).
Information about others.
We may also collect and store personal information that you provide to us
about other people (such as co-applicants,references), including their name, address, phone
number, Social Security number, financial information, or other personal information.
Use of cookies
and other technologies to collect information.
We use various technologies to collect information
from your computer and about your activities on our site.
Information collected automatically.
We automatically collect information from your browser when
you visit our websites. This information includes your IP address, your browser type and language,
access times, the content of any undeleted cookies that your browser previously accepted from us
(see "Cookies" below), and the referring website address.
Cookies.
When you visit our websites, we may assign your computer one or more cookies, to
facilitate access to our websites, to personalize your online experience, and to record information
about your visit to our websites. Through the use of a cookie, we also may automatically collect
information about your online activity on our websites, such as the web pages you visit, the links or
advertisements you click, or the other actions you conduct while on our websites. The cookies do
not store any personally identifiable information about you. Most browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline
cookies, please note that you may not be able to sign in or use some of the interactive features
offered on our websites.
Other Technologies.
We may use standard Internet technology, such as web beacons and other
similar technologies, to track your use on our websites. We also may include web beacons in
promotional e-mail messages or newsletters to determine whether messages have been opened
and acted upon. The information we obtain in this manner enables us to customize the services we
offer our website visitors to deliver targeted advertisements and to measure the overall
effectiveness of our online advertising, content, programming or other activities.
Information collected by third-parties.
We may allow third-parties, including our authorized service
providers, affiliated companies, advertising companies, and ad networks, to display advertisements
on our site.Alliedcash.com and these companies may use tracking technologies, such as cookies, to
collect information about users who view or interact with these advertisements and connect to the
alliedcash.com websites. Our websites do not provide any personal information to these third
parties based on your viewing of interaction with the advertisements. This information allows
alliedcash.com and these companies to deliver targeted advertisements and gauge their
effectiveness.
HOW WE USE THE INFORMATION WE COLLECT
We may use information that we collect about you to:
- Deliver the products and services that you have requested
- Manage your customer relationship and provide you with customer support
- Perform research and analysis about your use of, or interest in, our products, services, or content, or
products, services or content offered by others
- Communicate with you by e-mail, postal mail, text messaging, telephone and/or mobile devices
about products or services that may be of interest to you either from us, otheralliedcash.com
affiliates or other third parties
- Develop and display content and advertising tailored to your interests on our site and other websites
- Verify your eligibility and deliver prizes in connection with promotions, contests and sweepstakes
- Enforce our terms and conditions
- Manage our business and
perform functions as otherwise described to you at the time of collection
Financial information.
We may use financial information to match you with lenders or to provide loan offers to
you, to verify your identify, to protect against or identify possible fraudulent transactions, otherwise as needed
to manage our business, and, if you request a loan through alliedcash.com, to determine your eligibility for a
loan, and provide for distribution of loan proceeds and collection of payments to us.
Please review "Your choices about collection and use of your information" below.
WITH WHOM WE SHARE YOUR INFORMATION
We want you to understand when and with whom we may share personal or other information we have
collected about you or your activities on our websites or while using our services.
Personal information
We do not share your personal information with others except as indicated below or
when we inform you and give you an opportunity to opt out of having your personal information shared. We
may share all types of personal information with:
- Authorized service providers: We may share your personal information with our authorized service
providers that perform certain services on our behalf in connection with your request for a loan.
These service providers may include lenders and other financial services providers, credit bureaus,
marketing and customer services firms, credit card payment processors, as well as companies that
support contests, sweepstakes, surveys, or other features offered through our websites, or that
provide business analysis or website support. These service providers may have access to personal
information needed to perform their functions but are not permitted to share or use such information
for any other purposes. The use of your personal information by Alliedcash.com and any lenders or
other financial services providers to which it transmits such personal information will be governed by
the privacy policy of the recipient of such personal information.
- Business partners: When you express interest in promotions offered through our websites or our
services, we may share your expression of interest with the businesses with which we partner to
offer you those products, services, promotions, contests and/or sweepstakes. When you elect to
engage in a particular offer or program, you authorize us to provide your e-mail address and other
information to that business
- Other lenders or investors. If you submit a completed Loan Request, we may share your personal
information with lead providers who may also share the information with lenders on its network with
whom you are or may be matched, or if you are a resident in a state Allied Cash Advance has
branches be matched with Allied Cash Advance as your lender, third party investors to whom we
intend to transfer your loan after closing. No credit check will be performed by AlliedCash.com
unless you authorize us to do so by submitting a completed AlliedCash.com loan application.
Because the lenders on the loan network may retain or use your personal information whether or
not you qualify for, or obtain, a loan from them, you should contact these lenders directly concerning
their privacy and information sharing practices.
- Special notice to California residents: AlliedCash.com will not share any personal information about
you to the extent prohibited by applicable California law or to the extent your prior consent to share
is required by applicable California law.
Other Situations
We also may disclose your information:
- In response to a subpoena or similar investigative demand, a court order, or a request for
cooperation from law enforcement or other government agencies; to establish or exercise our legal
rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise
or waive any legal objection or right available to us.
- When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take
other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend
the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or
other agreements or policies.
- In connection with a substantial corporate transaction, such as the sale of our business, a
divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Any third parties to whom we may disclose personal information may have their own privacy policies
which describe how they use and disclose personal information. Those policies will govern use,
handling and disclosure of your personal information once we have shared it with those third parties
as described in this Privacy Policy. If you want to learn more about their privacy practices, we
encourage you to visit the websites of those third parties. These entities or their servers may be
located either inside or outside the United States.
Aggregated and non-personal information.
We may share aggregated information (i.e., information about you
and other customers collectively, but not specifically identifiable to you) and other non-personal information
we collect under any of the above circumstances. We may also share it with third parties and affiliated
companies to develop and deliver targeted advertising on our websites and on websites of third parties. We
may combine non-personal information we collect with additional non-personal information collected from
other sources. We also may share aggregated information with third parties, including advisors, advertisers
and investors, for the purpose of conducting general business analysis. For example, we may tell our
advertisers the number of visitors to our websites and the most popular features or services accessed. This
information does not contain any personal information and may be used to develop website content and
services that we hope you and other users will find of interest and to target content and advertising.
Third-party websites.
There are a number of places on our websites where you may click on a link to access
other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement or
a search result on our websites, you may be taken to a website that we do not control. These third-party
websites may independently solicit and collect information, including personal information, from you and, in
some instances, provide us with information about your activities on those websites. We recommend that you
consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically
located at the bottom of the webpage you are visiting.
HOW YOU CAN ACCESS YOUR INFORMATION
If you have submitted a Loan Request to us, you can update your personal information by contacting our
Customer Service Department for assistance. More information about how to contact us is provided below.
YOUR CHOICES ABOUT COLLECTION AND USE OF YOUR INFORMATION
You can choose not to provide us with certain information, but that may result in you being unable to
use certain features of our websites because such information may be required in order for you to
obtain services from Alliedcash.com.
Federal and state regulations require that we store completed Loan Requests for various periods of
time. In order to comply with these requirements, we may be unable to delete your information from
thealliedcash.com database.
You will be given the opportunity, in any commercial e-mail that we send to you, to opt out of
receiving such messages in the future. It may take up to 10 days for us to process an opt-out
request. We may send you other types of transactional and relationship e-mail communications,
such as loan offers, requests for additional information, service updates or announcements,
administrative notices, and surveys, without offering you the opportunity to opt out of receiving them.
Please note that opting out of receipt of promotional e-mail communications will only affect future
activities or communications from us. If we have already provided your information to a third party
before you have changed your preferences or updated your information, you may have to change
you preferences directly with that third party.
Under our Do Not Call policy you may instruct us not to call you for marketing purposes by calling
our Customer Service Department at 877-996-2274. We will implement your instructions within 30
days. We have policies and procedures in place and train our employees to honor your request.
Please note that we may still need to call you for servicing or other non-marketing purposes.
If you do not want us to send you postal mail for marketing purposes, you may remove your name
from current and future mailing lists by contacting our Customer Service Department at 877-996-
2274.
HOW WE PROTECT YOUR PERSONAL INFORMATION
We take appropriate security measures (including physical, electronic and procedural measures) to help
safeguard your personal information from unauthorized access and disclosure. For example, only authorized
employees and authorized third-party service providers are permitted to access personal information, and
they may do so only for permitted business functions. In addition, we use secure socket layers in the
transmission of your sensitive personal information between your system and ours, and we use firewalls to
help prevent unauthorized persons from gaining access to your personal information.
We want you to feel confident using our websites to transact business. However, no system can be
completely secure. Therefore, although we take steps to secure your information, we do not promise, and
you should not expect, that your personal information, searches, or other communications will always remain
secure. Users should also take care with how they handle and disclose their personal information. Please
refer to the Federal Trade Commission’s website at
http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself
against identity theft.
OTHER INFORMATION ABOUT OUR PRIVACY PRACTICES
If you are a resident of California, in addition to the rights set forth in this Privacy Policy, you have the right to
request information from us regarding the manner in which we share certain categories of personal
information with third parties and the affiliated companies for their direct marketing purposes. California law
gives you the right to send us a request at a designated address to receive the following information
- the categories of information we disclosed to third parties for their direct marketing purposes during
the preceding calendar year
- the names and addresses of the third parties that received that information; and
- if the nature of the third party’s business cannot be determined from their name, examples of the
products or services marketed.
We may provide this information in a standardized format that is not specific to you. The designated e-mail
address for these requests is customerservice@alliedcash.com.
Children’s privacy
Our websites are directed and intended only for individuals 18 years of age or older. We do not knowingly
collect personal information from children under the age of 18.
Visiting our websites from outside the United States
This Privacy Policy is intended to cover collection of information on our websites from residents of the United
States. If you are visiting our websites from outside the United States, please be aware that your information
may be transferred to, stored, and processed in the United States where our servers are located and our
central database is operated. The data protection and other laws of the United States and other countries
might not be as comprehensive as those in your country. Please be assured that we seek to take reasonable
steps to ensure that your privacy is protected. By using our services, you understand that your information
may be transferred to our facilities and those third parties with whom we share it as described in this privacy
policy.
No Rights of Third Parties
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal
information relating to users of our websites.
Changes to this Privacy Policy
We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we
post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. If
we make any material changes in the way we collect, use, and/or share personal information that may impact
you, we will notify you by sending an e-mail to the e-mail address you most recently provided us in your
account, profile or registration (unless we do not have such an e-mail address), and/or by prominently
posting notice of the changes on our websites. We recommend that you check our websites from time to time
to inform yourself of any changes in this Privacy Policy or any of our other policies.
How to contact us
If you have any questions about this Privacy Policy or our information-handling practices, or if you would like
to request information about our disclosure of personal information to third parties for their direct marketing
purposes, please contact us by e-mail or postal mail as follows:
Privacy Officer: alliedcash.com
200 SE 1st Street, 8th Floor
Miami, FL 33131
customerservice@alliedcash.com
© 2008 Allied Cash Holdings LLC. All rights reserved.
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